Liability
Insurance is a standard requirement and we will supply
Liability Cover upon request to our clients.
Many
organizations do not implement this requirement for a DJ
to join an organization or Professional Association
which we feel is improper when promoting high standards
within the industry
Liability
Insurance is required by many facilities and it is
always best to ask the facility or venue where your
event is being held if this is a requirement otherwise
the DJ you book may be refused entry on the day of your
event!
Liability
Insurance covers accidental damage to other peoples
property and also in the event of accidents and mishaps.
Also covers any accident
like a guest tripping over a speaker cable, stand or
accidentally hurting themselves on equipment.
Liability is
a fundamental element which should NEVER be overlooked
or ignored.....EVER!
You may hear loose advice from
friends, other DJ services (that do not have insurance)
telling you that you do not need it......WHY then would
we have it?
Liability
Insurance will be 2 million dollar cover.
You MUST NEVER EVER book a DJ
service without witnessing, or seeing their public
liability insurance BEFORE making a deposit - never
assume they have it or be told they have it.....(I
recently was sent a Insurance note by a DJ that applied
to join our team and he sent Home Owners Insurance! - I
said - that is NOT Public Liability Insurance - another
DJ sent me Equipment Insurance - that is NOT Public
Liability Insurance.
Don't be fooled into thinking that
a venue's own Public Liability Insurance covers your DJ
or band - it does NOT!...in many States NO banquet
facility allows DJs or Bands in or near the building
without Public Liability Insurance.
Many facility's think their
own Public Liability Insurance covers your DJ - it does
not - the same as it does not cover a plumber or
electrician or builder or any contractor going into the
facility to perform work (contractors are required to
have Public Liability Insurance)
If you fail to book a DJ service
with Public Liability Insurance, then you take the risk.
ALL Kevin Colangelo Premiere Disc
Jockeys have Public Liability Insurance